Wave Community Bank
Your local community bank providing ethical, affordable loans and savings accounts to people living or working in East Sussex, Brighton & Hove, Kent, Medway and the London Borough of Bexley, and members of Unite the Union in the South East Region in a way that benefits the local community.
Savings
With our ethical savings you can be sure that your money is being looked after. Our common bond means that any money you save is kept in the local community as your savings help more local people access affordable, ethical Loans.
Loans
We are an ethical lender and only lend to people who can afford to take on the debt. As all of our loans contain a saving element to repayments, we will help you to get out of debt and build your saving. Turning borrowers into savers is what we do.
About Us
Community Banking at its Best
Our aim at Wave Community Bank is to operate an ethical, sustainable, successful savings and loans co-operative.
We help you to save money and offer cost-effective and flexible loans, which meet your individual needs.
We work in partnership with local communities and other statutory and non-statutory organisations to provide joint solutions for all members of our community.
Work out how much you could borrow with this handy loan calculator.
Representative example: Borrowing £00.00 over Months will cost £00.00/month. Total amount repayable is £00.00 which includes interest at 42.6% APR. The figures given above are for illustrative purposes only and may not be the APR you receive. The actual interest rates and repayment amounts may vary subject to loan amount and status.
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£00.00
Representative example: Borrowing £00.00 over Months will cost £00.00/month. Total amount repayable is £00.00 which includes interest at 42.6% APR. The figures given above are for illustrative purposes only and may not be the APR you receive. The actual interest rates and repayment amounts may vary subject to loan amount and status.
Why you should join us
Member Benefits
Join Wave Community Bank to discover the benefits of joining your local co-operative.
Annual Bus Ticket Discount
Our adult members can save a fantastic 20% on CitySAVER & NetworkSAVER Annual Tickets from Brighton & Hove Buses.
Our Young Savers can save 10% on their annual bus ticket price.
Wave Rewards
As part of the Wave Community Bank family, you now have access to Wave Rewards — an exclusive member benefits platform packed with discounts, deals, and savings from 1,000+ leading brands. It’s our way of saying thank you for choosing a community bank that puts people before profit, and stands for fair, ethical, and affordable finance
Latest News
Your Voice Matters: Join Us for Our 2026 AGM
As a member of Wave Community Bank, you’re not just a customer – you’re a co-owner. That’s one of the things that makes a credit union different. Our Annual General Meeting (AGM) is held each year to give members the opportunity to hear how Wave Community Bank has...
The Chorus Autumn Loans Sale
The Autumn Loan Sale – Special Rates for September & October 2026 Between 1st September – 31st October 2026, members of Chorus can access lower interest rates when repaying their loans through payroll: Loans £5,000 – £10,000: 12.7% APR Loans £10,001 – £35,000:...
A Special Catch-Up with Jim Dickson MP
Jim Dickson, MP for Dartford, popped in to see Jenn at Darent Valley Hospital. Dartford and Gravesham NHS Trust - one of our valued payroll partners, enabling us to deliver simple savings accounts and affordable loans directly to dedicated NHS workers. Earlier this...
What Our Members Say
Our Reviews
Find out what our members have to say about the service at Wave Community Bank.
Mobile Banking App
Our mobile banking app makes it even easier to access our services, take control of your account and apply for loans, wherever you are.
Workplace Savings
Chorus is the Workplace Savings Scheme where you can save and repay loans straight from your wages.
Opening Hours
Our phones are open Monday to Friday between 9.30am-1.00pm and we continue to monitor our emails between 9.30am to 4.00pm.
Contact Us
Phone: 0300 303 3188
Email: info@wavecb.org.uk
Face-to-face appointments at Hove Town Hall by arrangement only.
Addresses:
East Sussex, Brighton & Hove:
Tisbury Road Offices, Hove Town Hall, Tisbury Road, Hove, BN3 3BQ
Kent, Medway and Bexley:
39-48 Marsham Street, Maidstone, Kent, ME14 1HH
Follow Us
Wave Community Bank serves members in East Sussex, Brighton & Hove, Kent, Medway and the London Borough of Bexley, plus members of Unite in the South East Region. Withdrawals over £5000 will take 5 working days to process
Wave Community Bank is a trading name of East Sussex Credit Union Ltd.Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. FCA Firm no 213910
