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Wave Community Bank launches Christmas Loans Sale

Wave Community Bank launches its Christmas Loans Sale, helping people borrow responsibly while building savings for the future. Christmas is a special time of year, but it can also be one of the most expensive. With household budgets already stretched by the rising...

It All Counts this Talk Money Week 2026

Sometimes the smallest steps can make the biggest difference when it comes to managing our money. That's the message behind Talk Money Week 2026, taking place from 2 to 6 November, with this year's theme, 'It All Counts'. Organised by the Money and Pensions Service,...

Wave Community Bank Wins Community Business Award 2026

We’re absolutely delighted to share some fantastic news. Wave Community Bank has won the Community Business Award at the Eastbourne Business Awards 2026 organised by the Eastbourne Chamber of Commerce. Held at the beautiful Victorian Winter Gardens in Eastbourne, the...

PrizeSaver October draw results

The headline prize of £5000 has been won by a member of London Capital Credit Union. 10 x £100 prizes have been won by members of: Commsave Credit Union London Capital Credit Union First Rate Credit Union Serve & Protect Credit Union 34 x £50 prizes have been won...

OnePay – your new member benefit

We have some exciting news! As a Wave Community Bank member, you can now get a OnePay prepaid card. A simple, secure way to manage your money with no credit checks and no ID needed for your first 12 months. Here's what you get: Free unlimited Wave Community Bank loads...
How to save money on your household bills
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Read the latest news from Wave Community Bank here

Wave Community Bank launches Christmas Loans Sale

Wave Community Bank launches Christmas Loans Sale

Wave Community Bank launches its Christmas Loans Sale, helping people borrow responsibly while building savings for the future. Christmas is a special time of year, but it can also be one of the most expensive. With household budgets already stretched by the rising...

It All Counts this Talk Money Week 2026

It All Counts this Talk Money Week 2026

Sometimes the smallest steps can make the biggest difference when it comes to managing our money. That's the message behind Talk Money Week 2026, taking place from 2 to 6 November, with this year's theme, 'It All Counts'. Organised by the Money and Pensions Service,...

PrizeSaver October draw results

PrizeSaver October draw results

The headline prize of £5000 has been won by a member of London Capital Credit Union. 10 x £100 prizes have been won by members of: Commsave Credit Union London Capital Credit Union First Rate Credit Union Serve & Protect Credit Union 34 x £50 prizes have been won...

OnePay – your new member benefit

OnePay – your new member benefit

We have some exciting news! As a Wave Community Bank member, you can now get a OnePay prepaid card. A simple, secure way to manage your money with no credit checks and no ID needed for your first 12 months. Here's what you get: Free unlimited Wave Community Bank loads...

We’ve partnered with Good With

We’ve partnered with Good With

Money doesn’t have to be scary. Good With is designed for peace of mind: from managing bills to self-care and everything in between Good With is the award-winning financial health app designed to support you, exactly as you are. No lecturing, no ticking boxes, no...

Delays to withdrawals and balance updates

Delays to withdrawals and balance updates

UPDATE 3pm We have been able to update balances and this afternoon's withdrawals will be processed. The Co-op Bank are still working on the problem and we will continue with updates as we get them. Thank you again for your patience. -------------------------------...

Delays to withdrawals this afternoon

Delays to withdrawals this afternoon

There will be a delay with this afternoon's withdrawals due to the Co-operative Bank system currently not working. We apologise for any inconvenience caused and will continue trying to get your withdrawals to you as soon as we can.

Spooktacular Savings: Keep Halloween Affordable in 2026

Spooktacular Savings: Keep Halloween Affordable in 2026

Halloween is just around the corner, bringing costumes, pumpkins, parties and plenty of treats, but having some spooky fun doesn’t have to give your bank balance a fright. With a little planning – and some simple saving habits – you can enjoy Halloween without letting...

More chances to win with PrizeSaver

More chances to win with PrizeSaver

From the October draw onwards, there will be 45 chances to win with PrizeSaver. The draw structure is changing so each month there will be: 1 x £3000 top prize 10 x £100 34 x £50 So if you have been putting off opening a PrizeSaver account, now is the time to get...

Withdrawals are now being processed

Withdrawals are now being processed

Apologies again for the delay in processing withdrawals. We are now able to process them and anyone who has made a withdrawal request will receive their money as usual. Thank you for your patience.

Delays with withdrawals – updated Fri 11am

Delays with withdrawals – updated Fri 11am

UPDATE FRIDAY 25TH SEPT 11am Apologies for the ongoing delays caused by the Co-op Banks overrunning maintenance works. We are now able to process withdrawals but the speed of service is reduced and there may still be delays next week. We thank all our members for your...

Make UK Savings Week the week you start saving

Make UK Savings Week the week you start saving

UK Savings Week is back from 21–27 September 2026, and it could be the perfect opportunity to start a savings habit. You don’t need to start with a lot. £5, £10 or whatever you can comfortably afford is a start, and those small amounts can soon add up. This year’s UK...

Prizesaver September draw results

Prizesaver September draw results

Here are the results of the September 2026 PrizeSaver Draw. The headline prize of £5000 has been won by a member of Commsave Credit Union. 10 x £50 prizes have been won by members of: Citysave Credit Union Commsave Credit Union GMB Credit Union London Capital Credit...

Your Voice Matters: Join Us for Our 2026 AGM

Your Voice Matters: Join Us for Our 2026 AGM

As a member of Wave Community Bank, you’re not just a customer – you’re a co-owner. That’s one of the things that makes a credit union different. Our Annual General Meeting (AGM) is held each year to give members the opportunity to hear how Wave Community Bank has...

The Chorus Autumn Loans Sale

The Chorus Autumn Loans Sale

The Autumn Loan Sale – Special Rates for September & October 2026 Between 1st September – 31st October 2026, members of Chorus can access lower interest rates when repaying their loans through payroll: Loans £5,000 – £10,000: 12.7% APR Loans £10,001 – £35,000:...

A Special Catch-Up with Jim Dickson MP

A Special Catch-Up with Jim Dickson MP

Jim Dickson, MP for Dartford, popped in to see Jenn at Darent Valley Hospital. Dartford and Gravesham NHS Trust - one of our valued payroll partners, enabling us to deliver simple savings accounts and affordable loans directly to dedicated NHS workers. Earlier this...

Prizesaver August draw results

Prizesaver August draw results

Here are the results of the August 2026 PrizeSaver Draw. The headline prize of £5000 has been won by a member of Citysave Credit Union. 10 x £50 prizes have been won by members of: Commsave Credit Union First Rate Credit Union Planesaver Plus Credit Union Serve &...

Save on Back to School with Wave Rewards

Save on Back to School with Wave Rewards

If you are budgeting for new uniform, shoes, school bags and stationery or tech for college, then make sure you make the most of the discounts available to all our members through Wave Rewards. If you are using supermarkets to buy the unbranded elements of uniform,...

Support for Carers in East Sussex

Support for Carers in East Sussex

Carers Warm and Safe and Hastings Older Carers Money Matters projects are two projects being run by Care for the Carers: Introducing East Sussex Carers Safe and Warm Local carers charity Care for the Carers have received two years of funding through a partnership with...

New summer hub in Newhaven

New summer hub in Newhaven

SCDA are running a new Summer hub in partnership with Ovesco Energy, starting on Monday 10th August 2-4pm at Denton Island Community Centre in Newhaven. This will be a place for people to keep cool in the hot weather during the summer months and to access free energy...

PrizeSaver July draw results

PrizeSaver July draw results

Here are the results of the July 2026 PrizeSaver Draw. The headline prize of £5000 has been won by a member of Serve & Protect Credit Union. 10 x £50 prizes have been won by members of: London Capital Credit Union (x4) Penny Post Credit Union (x2) Planesaver Plus...

Delays with withdrawals

Delays with withdrawals

We are very sorry that due to a technical problem there will be a delay in processing withdrawal requests today. Our technical support team are working hard to resolve this as quickly as possible. We apologies for any inconvenience caused and will update when the...

Co-op Fortnight 2026: Together We Can Change the World

Co-op Fortnight 2026: Together We Can Change the World

From 22nd June to 5th July, co-operatives across the UK are celebrating Co-op Fortnight 2026, a chance to showcase how working together creates stronger communities and a better future for everyone. This year's theme, "Co-operate and We Can Change the World", reflects...

Prizesaver draw results June 2026

Prizesaver draw results June 2026

Here are the results of the June 2026 PrizeSaver Draw. The headline prize of £5000 has been won by a member of Transave Credit Union. 10 x £50 prizes have been won by members of: Wavw Community Bank London Capital Credit Union Serve and Protect Credit Union City Save...

Wave Community Bank Supports Carers Week 2026

Wave Community Bank Supports Carers Week 2026

Wave Community Bank was proud to support Carers Week 2026, helping to raise awareness of the vital role unpaid carers play in our communities and the challenges they often face. This year's theme, "Building Carer Friendly Communities", highlights the difference that...

Level Up! Sponsoring the CCCU Hackabury for Year Two

Level Up! Sponsoring the CCCU Hackabury for Year Two

For the second year running, we headed over to Canterbury Christ Church University for their brilliant annual hackathon, Hackabury. We absolutely love sponsoring this event. There is something incredibly inspiring about watching the next generation of tech talent...

Meeting local businesses at Sevenoaks Business Show

Meeting local businesses at Sevenoaks Business Show

Our team had a fabulous day at the Sevenoaks Business Show 2026, held at the Bat & Ball Centre on 5th June. We would like to extend a thank you to FM Conway for sponsoring our stand and thank the Sevenoaks Town Team for inviting us to be part of this fantastic...

We’re supporting World Ocean Day

We’re supporting World Ocean Day

This World Ocean Day Monday 8th June, we’re delighted to be supporting JUST ONE Tree. Climate change affects us all. Kelp is a fast-growing, efficient carbon absorbing solution. Our support for JUST ONE Tree helps fund ground-breaking research helping kelp to grow...

Celebrating Our Volunteers During Volunteers’ Week

Celebrating Our Volunteers During Volunteers’ Week

Volunteers’ Week is a chance to recognise and celebrate the amazing people who give their time, skills, and experience to support organisations and communities across the UK — and here at Wave Community Bank, we are incredibly thankful for the volunteers who continue...

Prizesaver May draw results

Prizesaver May draw results

Here are the results of the May 2026 PrizeSaver Draw. The headline prize of £5000 has been won by a member of Serve & Protect Credit Union. 10 x £50 prizes have been won by members of: Commsave Credit Union Planesaver Plus Credit Union London Capital Credit Union...

Wave Community Bank Partners with JUST ONE Tree

Wave Community Bank Partners with JUST ONE Tree

What if joining a credit union could help grow a forest? At Wave Community Bank, supporting people has always gone hand in hand with supporting communities. Now, through a new partnership with global non-profit JUST ONE Tree, that support is reaching even further —...

What is a Common Bond?

What is a Common Bond?

If you’ve ever looked into joining a credit union, you may have come across the term common bond. It’s a fundamental part of how credit unions work, but what does it actually mean? A simple definition of a common bond A common bond is the shared connection that links...

ITV Meridian visit to report on common bond reform

ITV Meridian visit to report on common bond reform

We welcomed the ITV Meridian crew to our Hove Town Hall office on 22nd April to talk about the changes to the common bond announced by HM Treasury. They interviewed our CEO Ann Hickey to find out about what the government's new reforms mean for credit unions and what...

Prizesaver April winners

Prizesaver April winners

Here are the results of the April 2026 PrizeSaver Draw. The headline prize of £5000 has been won by a member of Serve & Protect Credit Union. 10 x £50 prizes have been won by members of: Commsave Credit Union Planesaver Credit Union London Capital Credit Union...

Common Bond Reforms Set to Open  Across Great Britain

Common Bond Reforms Set to Open Across Great Britain

New reforms will let credit unions reach millions more people, expanding access to low-cost borrowing and secure savings for households. More people will benefit from affordable loans and savings as the government changes the rules so more people can join credit...

Prizesaver March winners

Prizesaver March winners

Here are the results of the March 2026 PrizeSaver Draw. The headline prize of £5000 has been won by a member of Commsave Credit Union. 10 x £50 prizes have been won by members of: Commsave Credit Union London Capital Credit Union Serve and Protect Credit Union...

Let’s Talk Money over Debt Awareness Week

Let’s Talk Money over Debt Awareness Week

Organised by Stepchange, Debt Awareness Week is an annual campaign to raise awareness about the importance of talking about debt and encouraging people to seek help as early as possible. The 2026 campaign takes place from Monday 16th to Sunday 22nd March and it’s a...

Systems back online

Systems back online

Our systems are back up and running. Thank you for your patience whilst we sort out these issues and apologies for the inconvenience.

System Upgrade in Progress

System Upgrade in Progress

Unfortunately there will be a delay in updating balances whilst we complete our systems upgrade. Work has been ongoing throughout the weekend but has taken longer than expected. We hope this will be completed by 11am & apologise for the inconvenience this may...

Prizesaver February winners

Prizesaver February winners

Here are the results of the February 2026 PrizeSaver Draw. The headline prize of £5000 has been won by a member of Commsave Credit Union. 10 x £50 prizes have been won by members of: Commsave Credit Union Acorn Community Bank London Capital Credit Union First Rate...

Delays in Updating Balance

Delays in Updating Balance

We are very sorry that due to a technical problem there will be a delay in updating member balances and processing withdrawal requests. Our technical support team are working hard to resolve this as quickly as possible. Unfortunately this also means our phones are...

A year of Funding from Fair4All Finance

A year of Funding from Fair4All Finance

If you were anywhere in Kent, Medway, or Bexley in 2025, you likely ran into Jennifer our Community Engagement Officer . From rainy summer fetes and Christmas markets to high-level strategic boards, we’ve made sure ethical banking had a seat at every table. The...

Help your friends and family to stay safe

Help your friends and family to stay safe

Thousands of people across Kent miss out on life‑changing safety advice simply because they aren’t online. Many speak to only one person a week — a carer, neighbour, volunteer or family member. Teacher in Your Pocket (TEPO) is KCC's innovative solution to reaching...

Enjoy February Half-Term Locally and Affordably

Enjoy February Half-Term Locally and Affordably

Fun, educational, and budget-friendly ideas for Wave Community Bank members February half-term is the perfect time for families to enjoy activities close to home. With a little planning, you can make the holiday both fun and meaningful without overspending. 1. Explore...

Keep warm this winter with a warm home check

Keep warm this winter with a warm home check

As we head into the colder months, staying warm at home will be a concern for many. High costs of living and high energy bills are a big concern, especially for those who already find it hard to heat their home, or who are on a low income. The cold is uncomfortable,...

Prizesaver December winners

Prizesaver December winners

Here are the results of the December 2025 PrizeSaver Draw. The headline prize of £5000 has been won by a member of Citysave Credit Union. 10 x £50 prizes have been won by members of: Acorn Community Bank Citysave credit union Commsave Credit Union First Rate Credit...

Wave scoops two Sussex Business Awards

Wave scoops two Sussex Business Awards

It was a fantastic night of celebration of Sussex businesses at the Sussex Business Awards 2025 held at The Grand in Brighton on 4th December. Wave Community Bank scooped two awards, winning the 'Community Hero' Award and the 'Professional Services' Award. We are...

FSCS deposit protection limit is increasing

FSCS deposit protection limit is increasing

From 1 December 2025, the Financial Services Compensation Scheme (FSCS) deposit protection limit will rise to £120,000. This means if your UK-authorised bank, building society, or credit union goes out of business, FSCS can compensate you from the first penny up to...

Here’s what some of our members are saying:

Mr. F

“I would also like to take this opportunity to thank you for your support over the last couple of years. The loans that you gave me helped me to get through my studies and courses and finally back into full time work. So a big thank you guys.”

Member

“Great help from staff, we found a great solution, affordable loan, which is useful in my current lifestyle”

Ethical Savings

Our Ethical Savings mean that your money is being looked after. Our common bond means that any money you save is kept within East Sussex meaning that by you saving more people can access Ethical Loans.

Ethical Loans

Our Ethical Loans mean that we only lend to people who can afford to take on the debt. As all of our loans contain a saving element we will help you to get out of debt and stay out. Turning borrowers into savers is what community banks do.

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Christmas Loans Square 2026
Chorus Christmas leaflet (1080 x 1080 px)
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Opening Hours

Our phones are open Monday to Friday between 9.30am-1.00pm and we continue to monitor our emails between 9.30am to 4.00pm.

Contact Us

Phone: 0300 303 3188

Email: info@wavecb.org.uk

Face-to-face appointments at Hove Town Hall by arrangement only.

Addresses:

East Sussex, Brighton & Hove:

Tisbury Road Offices, Hove Town Hall, Tisbury Road, Hove, BN3 3BQ

Kent, Medway and Bexley:

39-48 Marsham Street, Maidstone, Kent, ME14 1HH

Wave Community Bank serves members in East Sussex, Brighton & Hove, Kent, Medway and the London Borough of Bexley, plus members of Unite in the South East Region. Withdrawals over £5000 will take 5 working days to process
Wave Community Bank is a trading name of East Sussex Credit Union Ltd.Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. FCA Firm no 213910

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