Cost of Living Guides
Click HereThe price of everyday essentials is going up. You’ve probably noticed it at the supermarket and in your monthly bills. Inflation and interest rate rises mean that your money might not stretch as far as it used to.
If you’re behind on your bills or going into debt to pay them, the best thing you can do is take action. You might be able to claim extra benefits to help you increase your income, such as cost of living payments, Household Support Fund and Universal Credit.
Whether you’re worried about rising rents, covering higher energy costs or tackling debt, we’ve brought together our most useful tools, calculators and guides to help you keep on top of your money.
Bill prioritiser: get help with your bills
Understand which bills and payments to deal with first and how to avoid missing payments.
Living on a squeezed income
Find ways to tackle the rising cost of living, as well as
Talking to your creditor
Don’t let your money worries pile up – your creditor can step in to help.
Getting urgent financial help
Find organisations that can give you immediate help based on your situation.
If you're worried about rising mortgage rates
Weigh up your options, whether you’re a first-time buyer or looking to re-mortgage.
Get help to pay your rent
If you’re worried about paying your rent because it’s going up or your income has changed, learn about your rights as a tenant.
Stopping or reducing your pension contributions
Before you do anything, understand what it means for your long-term plans.
If you're worried about rising mortgage rates
Weigh up your options, whether you’re a first-time buyer or looking to re-mortgage.
Support if you're self employed
Cost of living rises can be challenging when your income varies from month to month.
Redundancy and losing your job
Make sure you know your rights and understand how to protect your finances.
"I would just like to say thank you for the service given to me. At the time no other bank would help me. I am now debt free and able to continue to save the money I was paying to my loan"-Member
"Having the Annual Bus passes for my daughter's will be one less thing think about 😊. I also really like the idea that I am saving for next year's bus pass, One happy customer!"
-Member
Opening Hours
Our phones are open Monday to Friday between 9.30am-1.00pm and we continue to monitor our emails between 9.30am to 4.00pm.
Contact Us
Phone: 0300 303 3188
Email: info@wavecb.org.uk
Face-to-face appointments at Hove Town Hall by arrangement only.
Addresses:
East Sussex, Brighton & Hove:
Tisbury Road Offices, Hove Town Hall, Tisbury Road, Hove, BN3 3BQ
Kent, Medway and Bexley:
39-48 Marsham Street, Maidstone, Kent, ME14 1HH
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Wave Community Bank serves members in East Sussex, Brighton & Hove, Kent, Medway and the London Borough of Bexley, plus members of Unite in the South East Region. Withdrawals over £5000 will take 5 working days to process
Wave Community Bank is a trading name of East Sussex Credit Union Ltd.Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. FCA Firm no 213910






