Wave Community Bank logo
Wave Community Bank logo

Cost of Living Guides

Click Here

The price of everyday essentials is going up. You’ve probably noticed it at the supermarket and in your monthly bills. Inflation and interest rate rises mean that your money might not stretch as far as it used to.

If you’re behind on your bills or going into debt to pay them, the best thing you can do is take action. You might be able to claim extra benefits to help you increase your income, such as cost of living payments, Household Support Fund and Universal Credit.

Whether you’re worried about rising rents, covering higher energy costs or tackling debt, we’ve brought together our most useful tools, calculators and guides to help you keep on top of your money.

Bill prioritiser: get help with your bills

Understand which bills and payments to deal with first and how to avoid missing payments.

Living on a squeezed income

Find ways to tackle the rising cost of living, as well as 

Talking to your creditor

Don’t let your money worries pile up – your creditor can step in to help.

Getting urgent financial help

Find organisations that can give you immediate help based on your situation.

If you're worried about rising mortgage rates

Weigh up your options, whether you’re a first-time buyer or looking to re-mortgage.

Get help to pay your rent

If you’re worried about paying your rent because it’s going up or your income has changed, learn about your rights as a tenant.

Stopping or reducing your pension contributions

Before you do anything, understand what it means for your long-term plans.

If you're worried about rising mortgage rates

Weigh up your options, whether you’re a first-time buyer or looking to re-mortgage.

Support if you're self employed

Cost of living rises can be challenging when your income varies from month to month.

Redundancy and losing your job

Make sure you know your rights and understand how to protect your finances.

"I would just like to say thank you for the service given to me. At the time no other bank would help me. I am now debt free and able to continue to save the money I was paying to my loan"-Member

"Having the Annual Bus passes for my daughter's will be one less thing think about 😊. I also really like the idea that I am saving for next year's bus pass, One happy customer!"

-Member

Opening Hours

Our phones are open Monday to Friday between 9.30am-1.00pm and we continue to monitor our emails between 9.30am to 4.00pm.

Contact Us

Phone: 0300 303 3188

Email: info@wavecb.org.uk

Face-to-face appointments at Hove Town Hall by arrangement only.

Addresses:

East Sussex, Brighton & Hove:

Tisbury Road Offices, Hove Town Hall, Tisbury Road, Hove, BN3 3BQ

Kent, Medway and Bexley:

39-48 Marsham Street, Maidstone, Kent, ME14 1HH

Wave Community Bank serves members in East Sussex, Brighton & Hove, Kent, Medway and the London Borough of Bexley, plus members of Unite in the South East Region. Withdrawals over £5000 will take 5 working days to process
Wave Community Bank is a trading name of East Sussex Credit Union Ltd.Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. FCA Firm no 213910

Hastings Logo
Wave Community Bank
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.