Declined Notice
We’ve declined your loan application because we don’t think you can afford it.
Why Affordability Matters
We want to make sure that whoever we lend money to can afford to repay the loan.
It is important and responsible to make sure that we don’t lend money to someone if it means that they will struggle financially.
Missing loan repayments has a negative effect on your credit score and will lead to debt problems. It also means that your chances of borrowing money from us again will be greatly reduced.
If you have taken some steps to improve your money situation, you may be eligible to re-apply for a loan at some point.
Talk to us about saving. Just saving as much as you can afford will reap benefits when those unexpected expenses happen.
Having a history of regular saving with us might also help you get a loan in the future
Check up on your Finances
There are lots of things you can do to save money and reduce your outgoings.
We also have lots of money management tips and ideas to help you with your budgeting and managing your debts in our Wave Money guide here.
If you are struggling with debt it is important you contact someone for help and there is lots of free help out there. Visit our Debt Advice page to see details of agencies that can help.
Contact Us
0300 303 3188
info@wavecb.org.uk
Tisbury Road Offices, Hove Town Hall, Tisbury Road, Hove BN3 3BQ
Opening Hours
Our Help Points are open to the public and our phones are open Monday to Friday between 9.30am-1.00pm and we continue to monitor our emails between 9.30am to 4.00pm.
You can view our Christmas Opening Times here.