Struggling with money?
When times are tough, it can be tempting to turn to anyone offering quick cash. Loan sharks often seem helpful at first — a friendly face, a neighbour, even someone recommended by a friend.

But beware. Loan sharks are illegal and dangerous.
They don’t play by the rules. What starts as a small loan can quickly spiral into impossible repayments, threats, and intimidation.

At Wave Community Bank, we’re here to offer a safer way to borrow.

• Affordable, ethical loans

• No hidden fees or nasty surprises

• Support for your long-term financial wellbeing

If you’re feeling the bite of money worries, don’t risk a loan shark.
Choose Wave — your local credit union, working for the community.

👉 Find out more about safe borrowing with Wave Community Bank.

Don’t let loan sharks bite.
At Wave Community Bank, we believe everyone deserves access to fair, affordable, and ethical loans.

When you apply for a loan with us, you can be confident that:

• ✅ Your repayments are realistic and manageable

• ✅ There are no hidden costs or nasty surprises

• ✅ You’re borrowing from a trusted community credit union, not an illegal lender

• ✅ You’ll have access to wider financial wellbeing support to help you stay in control

We’re here to help you through life’s ups and downs — not trap you in debt.

👉 Apply today for an ethical loan with Wave Community Bank — a safer alternative you can trust.

Have you been caught by a Loan Shark?

The Illegal Money Lending Team England are available to support you if you have become involved with a loan shark or if you are worried about someone else.

Anyone needing support can get in touch via the Stop Loan Sharks App or by calling the 24-hour helpline on 0300 555 2222. Live Chat is available on their website www.stoploansharks.co.uk 9am to 5pm, Monday to Friday as well as lots of helpful information on how to spot an illegal money lender.