Reasons to Join Us
At Wave Community Bank, we are here to serve our members by providing an ethical alternative to high street banking. Here are our top Reasons why you should join us.
1. Joining us means you are helping to build our growing community bank along with over 14,600 members in East Sussex, Brighton & Hove, Kent and Medway, London Borough of Bexley and members of United the Union in the South East region.
2. Your money is saved in an ethical savings account, so it stays in the community and is used to help your neighbours with affordable loans for personal and business use.
3. We run the Chorus Workplace Savings Scheme with many employers in the community so members can easily save and repay loans straight from their wages.
4. With our PrizeSaver account, you could win £5000 in a monthly draw simply for saving money! There are 20 smaller prizes each month too. T&Cs apply.
5. We have a mobile banking app and online banking via our website so you can access our services wherever you are.
6. Our loans all have a savings element to repayments so members build a savings pot as they repay loans.
7. Kids get 1% interest on Young Savers accounts helping them to learn to save for the future.
8. Our members can benefit from low interest rates on loans including our Loyalty Loans @ 5% apr, Homeowner Loans @ 5-9.9% apr and Member Plus loans @ 12.7% apr
9. Adult members can save 20% on an annual ticket with Brighton & Hove Buses and Young Savers get a 10% discount on kids annual bus tickets.
10.As members you have access to Wave rewards, an exclusive member benefits platform packed with discounts, deals and savings frm 1,000+ leading brands.
11. We have Smartcash accounts for kids aged 8-16 with their own Visa debit card, and mobile app so parents can track spending!
12. Our Wave Save account helps you manage your money and reach your savings goals
13. Your money is safe with us as your savings are covered by the FSCS up to £120,000.
14. We help our members with budgeting and money management with our online resources including MoneyHelper and webinars with hints and tips on improving credit scores, managing debt and much more
A nice warm feeling inside when you join!
When you join us you are becoming part of something special. At Wave Community Bank, we work tirelessly to help vulnerable people access banking services. We are run by our members for our members so we work to meet your financial needs.
You can join Wave Community Bank online today.
Membership has a one-off admin fee of £5 and you need only £1 to open a savings account.
If you have any questions about joining please call the Wave Community Bank team on 0300 303 3188.
"Oh wow this must be the best service I’ve ever used! Thank you so much for your help, I’m really excited to get my new adventure started 🙂 Many Thanks"
-Member
"Really happy with the service you've provided me" - Member
Opening Hours
Our phones are open Monday to Friday between 9.30am-1.00pm and we continue to monitor our emails between 9.30am to 4.00pm.
Contact Us
Phone: 0300 303 3188
Email: info@wavecb.org.uk
Face-to-face appointments at Hove Town Hall by arrangement only.
Addresses:
East Sussex, Brighton & Hove:
Tisbury Road Offices, Hove Town Hall, Tisbury Road, Hove, BN3 3BQ
Kent, Medway and Bexley:
39-48 Marsham Street, Maidstone, Kent, ME14 1HH
Follow Us
Wave Community Bank serves members in East Sussex, Brighton & Hove, Kent, Medway and the London Borough of Bexley, plus members of Unite in the South East Region. Withdrawals over £5000 will take 5 working days to process
Wave Community Bank is a trading name of East Sussex Credit Union Ltd.Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. FCA Firm no 213910
