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The Autumn Loan Sale – Special Rates for September & October 2026

Between 1st September – 31st October 2026, members of Chorus can access lower interest rates when repaying their loans through payroll:

  • Loans £5,000 – £10,000: 12.7% APR

  • Loans £10,001 – £35,000: 9.9% APR
    (Our usual interest rates range from 13.8% – 21.9% APR)

This offer is only available for new loan applications from employees of our Employer Partners. Existing loans cannot be refinanced at this promotional rate..


Why Choose a Payroll Loan with Chorus?

Chorus payroll loans are designed to support financial wellbeing:

  • Convenient repayments – deductions are made directly from your salary.

  • Built-in savings – every repayment grows your savings account.

  • Ethical & fair lending – Wave Community Bank is a not-for-profit co-operative, so our focus is on supporting members, not shareholders.


Apply Today

Don’t miss this chance to borrow at a lower rate and build savings along the way.

👉 Apply online here

Wave Community Bank
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