Our Board

Richard is a Chartered Accountant with over 30 years’ experience in the finance and banking sectors. For over 25 years he worked for NatWest and Royal Bank of Scotland where most he was the managing director of Corporate Businesses of Lombard. He has been involved with Wave Community Bank since 2011 and President of Wave Community Bank for 5 years leading the credit union in a period of strong growth. He is also a trustee of Citizens Advice and on the Local Government Board.

Jamie Marchant is an insurance marketing, communications and PR professional. He is a Chartered Insurer and a Fellow of the Chartered Insurance Institute. Highly experienced, Jamie operated within the UK’s general insurance market for over 40 years, occupying various general management roles within leading international insurance groups. These included Lombard Insurance Group and Groupama UK, where he was Marketing and Communications Director. An East Sussex Credit Union board member since 2013 and the current Vice President, Jamie is an active board member who sits on both the Finance Committee and the Risk and Credit Control Committee. Previously, he served on the Business Development Committee. Jamie is also a board member at FareShare (Sussex) a charity that fights hunger and tackles food waste.

John is a qualified accountant (ACMA) whose career was in finance within manufacturing industries both in the UK and Europe. His career culminated as Finance Director and part owner of a small international engineering business.
Since retiring in 2011 he has did voluntary work for a year in Tanzania and then Bangladesh. He now volunteers with various charities and Non Profits based in the UK, He lives in Kent after moving from Shropshire in 2018.
John joined Kent Savers CU's Board in 2018 after being on the Board of Fairshare CU in Shropshire from 2014-2018 and now after the merger with Wave CB has been invited to join their Board.

Nigel joined the board of Wave Community Bank in 2019. He brings a wide range of business skills and experience from a number of senior leadership roles at BT Plc over 25 years, as well as roles in retailing, financial services, and computing companies. His experience spans financial management, new technology commercialization, starting up new businesses and joint ventures, business acquisitions, and intellectual property. He is also a trustee of a local charity and was previously a school governor. Nigel is a qualified accountant and holds a Masters in Business Administration.

Roz Sutton has many years’ experience working in the digital sector with client accounts such as Channel 4, BBC, UK Parliament, Micro:bit Educational Foundation, Reach Volunteering amongst many more. She particularly enjoys working with values-led organisations on digital change projects that deliver positive social outcomes. She is committed to the vision of the Wave Community Bank to provide accessible savings, fair, affordable loans and other services that work to tackle financial exclusion including the team’s work to optimise the credit union’s digital and IT systems so that Wave Community Bank can more easily improve and expand its service to members in a sustainable way.

Jim has served on the Wave Community Bank Board as Treasurer since 2007. He is a Chartered Certified Accountant with many years of experience in the NHS, and an interest in locally controlled, community based, financial services. He hopes to continue to contribute to the good management of the Credit Union through good quality information for decision making and through a continued focus on achieving long term sustainability.

Wes joined the Board of the Wave Community Bank at the end of 2020, and brings a vast amount of financial and banking knowledge to the team. He has worked for Lloyds Banking Group within Retail Underwriting for over 20 years, covering both Secured and Unsecured personal lending products. In his current role, Wes is responsible for the overall quality of lending decisions across the department, ensuring customers receive the best possible outcomes including vulnerable customers, whilst lending responsibly and in line with regulation and current FCA guidance. Wes’s credit control experience will be a huge asset to the Wave Community Bank and he looks forward to working closely with us in this area.

Ann has been CEO and director of Wave Community Bank since 2016. She has worked in various roles for WCB and helped get its registration over 20 years ago! Ann is an experienced senior manager, working with the board, staff team and volunteers steering WCB towards financial sustainability, and through challenges such as COVID and a cost of living crisis. Ann is passionate about giving ordinary people access to affordable credit and savings options. Ann is also a trustee of a local homelessness charity, Sussex Nightstop and has been a trustee for other charities in Brighton & Hove.

Jill is a commercially experienced and qualified accountant with around 20 years’ experience in the UK and abroad. Jill’s specialist areas include assurance, compliance, risk management, financial analysis, restructuring and regulation.

Jill brings her valuable regulatory and assurance background to her role as Chair the Supervisory Committee. Jill leads a team of volunteers from various professional backgrounds to deliver assurance to the Board that Wave Community Bank is being run effectively, in line with regulations and best practice, and in the interests of members.

Sam joins the board having specialised in complex transformation delivery and Risk over a 30-year career in Financial Services. Sam has been instrumental in the delivery of numerous transformation programmes across the Insurance, Banking, Consumer Finance and Capital Markets sectors in support of new financial regulation, structural reform, portfolio divestment, IPO and post-merger integration activity. Sam has advised several UK Financial Institutions on major regulatory issues relating to FCA enforcement action and led turnaround aspects of two failing UK banks. Alongside her role at Wave is Chair of Governors at a local school and on the Board of a CIC lender. Previously she was on the Board of Kent Savers Credit Union

Helen joined the Board of Wave Community Bank in May 2026 as a Director (HR).

Helen is a Member of the Chartered Institute of Personnel & Development (CIPD), and has over 25 years of experience in HR management roles in companies of all sizes and sectors including professional services, tech, energy and retail.