Research is showing that increasing numbers of people are turning to credit in order to pay day to day household bills but the question to be answered is: at what stage can we afford to pay this back?
This is the theme for Martin Lewis on his next Money Show being aired on ITV on Tuesday 17th January at 8pm.
As an ethical lender, Wave Community Bank only lends to people that can afford to repay the loan and our borrowers all save with us as one of the best ways to plan for rising costs is to have an emergency savings pot.
You can also find out more about our financial resources such as the Wave Money Guide and tips to Survive The Cost of Living that will help you find the cheapest way of paying back unwanted debt.
Don’t forget to tune in to Martin Lewis on Tuesday as he will be providing some further tips on how to get out of debt.

