Wave Community Bank is proud to reaffirm its commitment to ethical lending by launching a new loan product designed to help members improve the energy efficiency of their homes.
Timed to coincide with Big Green Week, the UK’s biggest celebration of community action to tackle climate change and protect nature, our new Retrofit Loans reflect the values we share with our members—supporting practical, affordable steps toward a more sustainable future.
After listening to members’ concerns about rising energy costs and a growing desire to live more sustainably, we’ve developed Retrofit Loans as a way to help households make greener choices without the financial burden.
Whether you’re planning to install insulation, upgrade to double glazing, add solar panels, or fit a heat pump, our Retrofit Loans are here to help. With flexible weekly or monthly repayments and our ethical, member-first approach, we’re supporting you in reducing both your energy bills and your carbon footprint.
As a community bank that is run by it’s members for it’s members, we put people before profit—and we’re going even further by offering reduced APRs for members borrowing to improve energy efficiency in their homes, making it even more affordable to invest in sustainability.
Make your home greener today. Apply now
Representative Example
Borrowing £5,000 over 36 months will cost £166.11/month. Total amount repayable is £5,979.96 which includes interest at 12.7% APR. Terms and conditions apply. Subject to status. Representative APR. Wave Community Bank is authorised and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Reducing your energy bills and carbon footprint? We’re here to help—ethically.

