Going abroad this summer? Whether you’re jetting off for a family holiday, a romantic break, or a long-overdue adventure, the costs can quickly add up—from travel insurance to airport meals and foreign data charges. But with a little planning, you can enjoy your trip and avoid overspending.
Here are some simple, practical ways to save money when travelling overseas this summer:
Pack Smart to Avoid Airport Prices
Airport shops and cafés are notoriously expensive. Save money by:
- Packing your own snacks for the journey (buy them at a local supermarket before you leave).
- Bringing an empty reusable water bottle—you can fill it up at a water fountain or café after security.
- Carrying travel-size essentials like sun cream, pain relief, and adapters—these often cost much more abroad or at the airport.
- Weighing your bags before you leave home to avoid surprise excess baggage fees.
Watch Out for Mobile Roaming Charges
Using your phone abroad can be surprisingly expensive if you’re not on the right plan.
- Check with your mobile provider whether roaming is included in your plan for your destination.
- Turn off data roaming if it’s not included—use hotel or café Wi-Fi instead.
- Download maps or entertainment apps (like podcasts and TV shows) before you fly so you can use them offline.
More info: Ofcom’s guide to mobile roaming abroad
💳 Use the Right Card Abroad
Not all debit or credit cards are equal when it comes to foreign exchange.
- Look for cards that don’t charge foreign transaction fees—some banks offer specific travel cards that can save you a lot.
- Avoid withdrawing small amounts of cash regularly—take out a sensible amount to reduce fees.
- Always pay in local currency (not pounds) when offered the choice. Paying in GBP abroad often means a worse exchange rate.
Don’t Exchange Currency at the Airport
Airport exchange desks typically offer poor rates. Instead:
- Order currency online in advance from a reputable provider or use a click-and-collect service at a local branch or supermarket.
- Compare exchange rates on sites like MoneySavingExpert to get the best deal.
Budget Before You Go
It’s easy to overspend when you’re away, so set a clear daily budget for food, transport, and treats.
- Use apps like TravelSpend, Trail Wallet, or even just a notepad on your phone to track your spending.
- Check whether your accommodation includes free breakfast, or whether kids eat free at nearby restaurants.
Try shopping at local markets or bakeries instead of tourist spots for meals and snacks.
Travel Insurance = Peace of Mind
It may feel like an extra cost, but travel insurance can save you hundreds—or even thousands—if something goes wrong. Look for cover that includes medical expenses, delays, cancellations and lost belongings.
Compare options at MoneyHelper’s travel insurance tool
Make the Most of Your Money This Summer
At Wave Community Bank, we’re here to help you enjoy life’s adventures without financial stress. From savings accounts for your next trip to practical tips on budgeting and borrowing, we support our members every step of the way.
