At Wave Community Bank, we believe in fair and affordable finance that helps people build brighter financial futures. That’s why we created Chorus, our Workplace Savings and Loans Scheme, which makes it easy for employees to save and borrow directly through their payroll.
The Autumn Loan Sale – Special Rates for October 2025
Between 1st – 31st October 2025, members of Chorus can access lower interest rates when borrowing through payroll:
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Loans £5,000 – £10,000: 12% APR
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Loans £10,001 – £35,000: 9.9% APR
(Our usual interest rates range from 13.8% – 21.9% APR)
This offer is only available for new loan applications from employees of our Employer Partners. Existing loans cannot be refinanced at this promotional rate.
👉 Learn more and apply on the Chorus Autumn Loan Sale page.
Why Choose a Payroll Loan with Chorus?
Chorus payroll loans are designed to support financial wellbeing:
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Convenient repayments – deductions are made directly from your salary.
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Built-in savings – every repayment grows your savings account.
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Ethical & fair lending – Wave Community Bank is a not-for-profit co-operative, so our focus is on supporting members, not shareholders.
Apply Today
Don’t miss this chance to borrow at a lower rate and build savings along the way.
