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At this time of year, most of us find ourselves struggling for money. Christmas has been and gone, as the most expensive time of the year. If you don’t have enough cash in the bank to buy the essentials, this is how you can get help.

Money Helper is a service provided by the Money & Pensions Service to give you money advice, help with managing debt and much more. We’ve teamed up with them to help you manage your money better. Use the New Year as a fresh start, and use these resources to take a fresh look at your finances.

It can be difficult to make ends meet when you’re on a low income. Managing your money in the best way possible is essential to stretch the pennies. The Money Manager is designed for people on Universal Credit to help manage their benefits.

Planning ahead is crucial for making your money go further. The free Budget Planner puts you in control of your household spending and analyses your results.

Money Helper also has a Debt Advice Locator, which provides details of how you can access free advice services and talk to others in confidence. When you’re low on money and struggling, don’t suffer alone. Use these resources to find the way out, towards a healthier financial future.

HAVE YOU OVERSPENT?

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