Budgeting at any time of year can be hard especially with the news of an increase in food costs, utilities and fuel and it’s even more important with smaller budges to learn some budgeting skills.
Wave Community Bank is here to support local young people to be in control of their finances, so we have created some budgeting tools to help you. They are contained in the Wave Money Guide which you can download here and they can be used to fill in your income and outgoings either weekly or monthly. Additionally, if you are thinking of borrowing any money over the Christmas period, you will be in a much better position to know how much you can afford to pay back. Don’t forget that when you take out a loan with us at Wave Community Bank, you will also start your savings plan which means that as well as helping to pay for Christmas this year, you will also have money to pay for Christmas next year from your savings.
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