The 3rd Monday in January is often referred to as Blue Monday as it’s when December’s bills come in, the weather is getting colder and Christmas has well and truly passed.
With things looking that bit more bleak this year with rising living costs, it’s important to keep track on how your feeling about money and get help or support as soon as you can, as you’re not alone.
At Wave Community Bank, we have created a number of resources to help you keep track of your money along with some practical tips on how you can save money on your out-goings and reduce the cost of any debts you may have.
Here’s a few tips to help you get started:
- Have a read of our Wave Money Guide
- Read our members blogs for support on how to survive the cost of living crisis.
- Attend our online webinars to find out how you can save money on any debts.
However you are feeling about your money this Blue Monday, don’t forget to check in on others around you and reach out if you need to talk to someone as there are a number of national charities and local groups that can help you.

