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Have the bills started coming in?

Christmas is over and now the bills have started to come in. This includes new bills from store cards that you may have used to get those loyalty points, credit card companies that have informed you that you’ve maxed out on credit or you are at the limit on your...

Don’t be buying wrapping paper or cards!

You may laugh about how much you can save on your Christmas shopping but if you’re buying lots of presents for family and friends, you will be surprised how many rolls of paper and cards you buy each year. Now we know that the magic of Christmas is all about...

Plan, plan and plan!

Planning! That’s the secret to any budget-cutting exercise. It starts off with planning your budget and then planning your spending which is only really possible when you plan what you’re doing. With the increase in energy bills, we’ve now even...
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