The run up to Christmas can be a fun time to spend money on special treats, presents, food and all the trimmings. However, overspending towards the end of 2021 can in some cases lead to unexpected and spiralling debt in the New Year.
Now is a good time to think about your relationship with money and what it means for you. Our Wave Money Guide has some short quizzes to help you think about your attitude to money and some ideas for how you can make changes to improve your financial situation. Download it here.
If you have a regular savings account or a limited amount of debt then you could benefit from saving money when you shop with an Engage card, which is great for this time of year when you’re buying extra gifts, as you can also earn money whilst you shop.
If, on the other hand, you’re not great at managing your money and you have lots of debt that you’re not sure how to manage, then we have some resources to help you get out of debt. Have a read of our debt advice here and start using the budget planners to help you take back control of your money. If your debt is becoming a problem, the sooner you speak to a debt advisor the better so you can manage your debts and work out a solution together.
Whatever your relationship is with money, Wave Community Bank is here for you. If you live, study or work in East Sussex, Brighton or Hove then you are welcome to come and join us so you too can be part of your local community bank.
