Christmas is a time for joy, family gatherings, and celebrations, but it can also bring financial pressure. The cost of parties, presents, and festive food can quickly add up, leaving some of us struggling to make ends meet. Unfortunately, this is when loan sharks can...

Here are the results of the November 2025 PrizeSaver Draw. The headline prize of £5000 has been won by a member of London Capital Credit Union. 10 x £50 prizes have been won by members of: Commsave Credit Union London Capital Credit Union Serve and Protect Credit...

Our head office is open for pre-arranged appointments only. If you need a face-to-face appointment please email us at info@wavecb.org.uk. Our telephone lines will be open over the Christmas period as follows: Monday 22nd December – open 9.30am – 1pm Tuesday 23rd...

Spread the cost of Christmas for less with loans £500 to £1000 at 26.8% APR when you repay through payroll. Usual interest rate 42.6% APR  Christmas can be costly – but borrowing with Wave makes it simpler and more affordable. This year, our Christmas payroll loans...

Talk Money Week is an annual UK campaign that encourages everyone to open up about money — from the everyday to the big decisions. In 2025, it runs from 3rd to 7th November, and the theme this year is “Start the Conversation” — emphasising that a simple chat about...

We are experiencing systems issues this morning. We are currently in the process of updating balances and processing withdrawals. We apologise for the delay and are working hard to get transactions completed as quickly as possible We are very sorry for any...

Wave Community Bank’s Financial Wellbeing Support Officer, known to many as “Money Tracy”, will be at this year’s University Hospitals Sussex All Staff Conference, joined by Sid the Shark from the England Illegal Money Lending Team. The conference takes place at the...

Congratulations to our 3 x £50 winners! Here are the results of the October 2025 PrizeSaver Draw. The headline prize of £5000 has been won by a member of Planesaver Credit Union. 10 x £50 prizes have been won by members of: Commsave Credit Union Lewisham Plus Credit...

At Wave Community Bank, we are proud to celebrate International Credit Union (ICU) Day® 2025 on Thursday, 16th October. This year marks the 77th anniversary of ICU Day, and the global theme, “Cooperation for a Prosperous World,” highlights the power of credit unions...

Spooktacular money-saving tips for Halloween 2025 from Wave Community Bank are here includes, setting up a savings goal, take advantage of loan offers and join us.

Autumn money-saving tips from Wave Community Bank with ideas for cheap days out and how to stay warm.

Congratulations to all the £25 winners of our 25th birthday special draw. The lucky winners are: 1 winner from Battle 5 winners from Brighton 2 winners from Eastbourne 1 winner from Falkirk 3 winners from Hove 1 winner from Hythe 1 winner from London 1 winner from...

This month, something incredible happened at Wave Community Bank. We hit a milestone that might not make headlines in the national papers, but for us, and for our community, it's a huge deal – our loanbook officially reached £5 million. ​Five million pounds. That's a...

Congratulations to our £50 winner! Here are the results of the September 2025 PrizeSaver Draw. The headline prize of £5000 has been won by a member of Citysave Credit Union. 10 x £50 prizes have been won by members of: Commsave Credit Union First Rate Credit Union...

Worried about your energy bills or looking to make your home more energy efficient? BHESCo’s expert energy advisors can help you take control of your energy use and reduce costs – all while supporting a greener future. BHESCo advisors will be at the Age UK Brighton...

Together, We’re Making a Difference — One Tin at a Time This September, Wave Community Bank is proud to stand with More Radio by sponsoring their campaign—Ten Thousand Tins. As your local credit union, serving East Sussex, Brighton & Hove, Kent, Medway and Bexley,...

Congratulations to our £50 winner! Here are the results of the August 2025 PrizeSaver Draw. The headline prize of £5000 has been won by a member of Serve & Protect Credit Union. 10 x £50 prizes have been won by members of: Commsave Credit Union Lewisham Plus...

The excitement is building here at Wave Community Bank, and we're thrilled to announce the top ten finalists for our fantastic £500 community giveaway! You, our incredible community members, nominated so many deserving individuals and local causes, and the competition...

We've been absolutely overwhelmed by the fantastic number of nominations for our community £500 giveaway! It's been truly inspiring to see so many of you highlight the incredible groups, charities, and community organisations that make such a positive difference right...

Congratulations to our £20 winner! Here are the results of the July 2025 PrizeSaver Draw. The headline prize of £5000 has been won by a member of Commsave Credit Union. 10 x £50 prizes have been won by members of: Acorn Community Bank Clockwise Credit Union Commsave...

UPDATE 11.20am - all systems are working normally. Withdrawals and balance updates have been actioned. Apologies for the delay this morning. ----------------- We are experiencing systems issues this morning which means we are unable to update balances or process...

To celebrate 25 years of serving our members and communities, Wave Community Bank has released a special limited-edition commemorative duck. This cheerful little keepsake is being sent to key partners, supporters and stakeholders as a fun and heartfelt thank you. It’s...

Today 8th August 2025, Wave Community Bank marked a major milestone—25 years since we first opened our doors to serve the community. To commemorate the occasion, staff, members of our board and volunteers came together at both our Hove Head Office and our Kent office...

At Wave Community Bank, we believe in putting people before profit — and our 2025 Social Impact Report shows exactly what that means in action. This year, we’ve reached more people, supported more families, and deepened our impact across East Sussex, Brighton &...

In this season finale, we’re marking a milestone moment with a very special guest—Ann Hickey, CEO of Wave Community Bank. Join us for Episode 12 as we look back on 25 years of purpose-driven progress, from a grassroots fight against loan sharks in East Brighton to a...

This morning Phill is in the gorgeous setting of Faversham. He’ll be in the Town Hall along side Jackie the Community Warden until 12pm. Come and see him to talk about our services and how we can help.  

UPDATE 3.45pm 1/7/25: We are currently in the process of updating balances and processing withdrawals. We apologise for the delay and are working hard to get transactions completed as quickly as possible....

Getting ready for university is an exciting time, but for many families, it comes with a long list of student costs. From laptops and headphones to textbooks and kitchen essentials, it’s easy to feel financially overwhelmed — especially if you're supporting others in...

Starting college or university is an exciting milestone—but it also comes with new financial challenges. From accommodation deposits and course materials to food and travel, the costs can quickly add up. Did you know?Many young people’s first experience with borrowing...

Summer brings sunshine, longer days, and the chance to make lasting memories with friends and family. But those warm-weather moments—days out, ice creams, BBQs—can also bring extra costs. With a little planning, you can enjoy everything summer has to offer without...

The back-to-school season is a time of fresh starts – but it can also bring a real financial strain for families. Uniforms, shoes, PE kits, lunch boxes, stationery, and tech can quickly add up. According to The Children’s Society, UK parents spend an average of £422...

What does real community engagement look like—and how can it transform lives? In our latest podcast episode, we sit down with Jennifer Sutton, our passionate and ever-present Community Engagement Officer, to explore how Wave is making a real difference across our...

A huge thank you to all our members who have voted for us in the Consumer Credit Awards as today we have been announced as finalists! This has been based entirely on genuine feedback from our members. If you haven't voted for us yet, please do take the time as every...

Energy bills might not be the first thing you think about when the sun’s shining—but summer is a great time to try new ways to reduce your household costs. Here are some simple, practical ideas to help you use less energy and stretch your budget a little further this...

UPDATE: all systems are working normally now. Thank you for your patience. ----------------- We are experiencing systems issues this morning which means we are unable to update balances or process withdrawal requests. Our technical support are working hard to resolve...

🚨 Many UK Families Lack a Washing Machine A startling 1.9 million people in the UK—equivalent to around 480,000 households—live without a washing machine. That's 1 in 20 households. If you are reliant on laundrettes for your family’s laundry, a Family Saver Loan from...

Here are the results of the June 2025 PrizeSaver Draw The headline prize of £5000 has been won by a member of Planesaver Credit Union. £50 (x10) prizes have been won by members of: Acorn Community Bank Commsave Credit Union First Rate Credit Union London Capital...

When the kids are home all day during the summer holidays, the kitchen quickly becomes the busiest room in the house! The constant demand for meals and snacks can push up your food budget. But with a little planning and creativity, you can keep everyone fed without...

A day out doesn’t have to mean a day of overspending. With a little planning, you can enjoy quality time with family or friends—without stretching your budget. From nature walks to free museums, there are plenty of ways to enjoy summer days without the cost. Explore...

Whether it’s a day at the beach, a walk in the hills, or a visit to loved ones, summer travel doesn’t have to break the bank. With a bit of planning and creativity, you can turn the journey into part of the fun—and keep costs to a minimum. 🚆 Train Travel Tips Trains...

When the school holidays arrive, it’s easy to feel the pressure to plan big days out—but the cost of entry tickets, transport, food and extras can quickly add up. The good news? Some of the best memories can be made right at home, and they don’t need to cost a thing!...

This week is Carers Week, and our very own Financial Wellbeing Support Officer – known to many as Money Tracy – is out and about supporting NHS staff who care, both in and outside the workplace. Tracy is joining teams at University Hospitals Sussex throughout the week...

We were proud to see our Financial Wellbeing Support Officer – known fondly by many as Money Tracy – representing Wave Community Bank at the opening and blessing of the new Memorial Garden at Southlands Hospital earlier today. The garden has been created as a tranquil...

A Commitment to Inclusion, Equality and Community At Wave Community Bank, we believe that everyone deserves to feel seen, respected and valued. This June, we’re proud to support Pride Month 2025, standing in solidarity with the LGBTQ+ community and celebrating the...

Thank you to all the volunteers who work in local communities throughout East Sussex, Brighton & Hove, Kent, Medway, the London Borough of Bexley. Volunteers’ Week takes place from 2–8 June 2025, and it’s a time to recognise and celebrate the incredible people who...

This summer, Wave Community Bank is celebrating a milestone – 25 years of serving our community! To mark the occasion, we’re giving something back with a special PrizeSaver Extra Draw – and you could be one of our lucky winners. We’re giving away 25 prizes of £25 to...

UPDATE 17.50 - Afternoon withdrawals have now been actioned so funds should appear in member bank accounts soon. Apologies again for the delay. ---------------------------------- There will be a delay in issuing this afternoon's withdrawals as there is a problem with...

Here are the results of the May 2025 PrizeSaver Draw The headline prize of £5000 has been won by a member of Penny Post Credit Union. £50 (x10) prizes have been won by members of: Commsave Credit Union First Rate Credit Union London Capital Credit Union Serve and...

May half-term is a wonderful opportunity to spend quality time with your family, but it can also be a challenge when it comes to managing costs. Between extra snacks, meals out, and the temptation of impulse shopping, the expenses can quickly add up. However, with a...

Wave Community Bank celebrate our 25th anniversary of service in 2025, so we want to shine a spotlight on incredible local champions. We firmly believe in the power of community and the invaluable contributions of VCSE  (voluntary , charities, social enterprise and...

Wave Community Bank's Community Engagement Officer, Jennifer, enjoyed a truly unique networking experience at the "What's On In Kent" event in April.  Hosted by the wonderful The Buttercups Sanctuary for Goats in Boughton Monchelsea, it was a lovely day to connect...

On Wednesday 21 May, we’ll join independent charity National Numeracy to help children and adults across the UK feel confident about numbers at school, at work and at home and YOU can too! National Numeracy Day is all about empowering people with the confidence and...

We at Wave Community Bank are always thrilled to see the incredible things our members are doing in the community. Recently, one of our inspiring members, Melissa Dizon of KPO Architecture, invited us to be part of something truly special: the Women Across The Sectors...

UPDATE: The problem with withdrawals has been resolved and we are now able to transfer to our members. Thank you for your patience.  

Easter is a time for family, reflection, and maybe a little too much chocolate – but it doesn’t have to break the bank. At Wave Community Bank, we believe in celebrating without the stress. So whether you're planning a roast for the whole family or just a quiet...

We’re excited to announce that Wave Community Bank is participating in the Consumer Credit Awards 2025, and voting is now open! This is a fantastic opportunity for you to share your experiences and help us earn recognition for the hard work we do in supporting our...

Enjoy a Budget-Friendly Easter Holiday with Wave Community Bank

Thinking about giving your home a fresh new look? Whether it’s a kitchen makeover, a cosy loft conversion, a much-needed new bathroom, or even just a fresh coat of paint, home improvements can make a big difference. Wave Community Bank’s ethical Home Improvement Loans...

Wave Community Bank were delighted to be invited by My Birth Support CIC to lead a recent session focused on practical financial skills: budgeting, saving, and understanding credit scores.

Spring is here, and it’s the ideal time to focus on your financial wellbeing. Taking control of your finances can significantly reduce stress and improve your overall wellbeing. This season, let’s work together to get your finances in order, so you can focus on what...

During Debt Awareness Week, it's crucial to reflect on your financial situation and take actionable steps to tackle any debt you may be managing. At Wave Community Bank, we understand how overwhelming debt can feel, but there are practical ways to regain control and...

We’re delighted to announce that Wave Community Bank is taking part in the Consumer Credit Awards 2025, hosted by Smart Money People – the UK’s leading financial services review platform. We’ll be inviting members to vote for us when the competition opens on Monday 7...

UPDATE 19/3/25 1:00 PM: Our systems are now back up and running as normal. Thank you for your patience, and we sincerely apologise for any inconvenience this may have caused.

We are currently experiencing a recurrence of the system issues that were initially resolved yesterday. Unfortunately, this is causing delays in crediting member accounts. Our team is actively working to resolve the problem as quickly as possible, and we will provide...